| Level | Starting Equity | Target | Payout % | Stage Payout | Status |
|---|
| Trade | Outcome | Level Traded | Capital Before | Risk $ | P/L $ | Post-Trade Balance | Level After | Capital for Next Trade | Target Progress | Payout Triggered | Cumulative Payout |
|---|
| Trade | Outcome | Trade R | Balance Before | Risk $ | P/L $ | Balance After |
|---|
The purpose of this model is to compare two uses of the same initial cash outlay. One route spends that cash on access to the Model 1 prop-capital scaling programme. The other puts the cash directly into a Live/Personal trading account, where suitable leverage allows the trader to deploy a chosen percentage of their own growing balance.
The central question is the opportunity cost of buying access to larger nominal prop capital. A larger prop account does not mean the trader owns that capital. Access is constrained by drawdown rules, progression targets and payout splits. By contrast, capital and profits in the Live/Personal account remain the trader's own cash and compound directly, subject to the selected risk assumptions and any dollar risk cap.
Each trade is independently assigned a Win, Loss or Break-even outcome using the selected probabilities. A new random run can therefore realise a slightly different mix from the headline percentages. The exact same realised trade sequence is then applied to both Model 1 and Live/Personal so the comparison is like-for-like.
On Model 1, risk is calculated as the selected Model 1 risk percentage of the current Model 1 account balance. On Live/Personal, risk is calculated as the selected Live risk percentage of the current personal balance. If the Live dollar cap is enabled, the model uses the lower of percentage risk and the cap. Winners earn the selected R:R multiple of that trade's risk, losses lose 1R, and BE trades return zero.
Under a profitable trading profile and appropriate leverage, the model is intended to show when deploying the purchase cost into a personal account can create a stronger owned cash outcome than spending the same amount to access larger prop capital. The result depends on the assumptions entered; it is a comparison tool, not a guarantee that a Live/Personal account will outperform in every sequence or risk profile.
Model 1 headline account size is accessed capital, not cash owned by the trader. The Live/Personal result represents actual account equity owned by the trader. The most useful comparison is therefore not '$10,000 versus $548', but what cash does the trader actually own or receive after running the same trading performance through each structure?